Email Us 59 Industrial Rd., Richmond Hill, ON, L4C 2Y2, Canada
Dealership hours of operation
Mon - Sat 9:30 am - 7:00 pm
Sun Closed
Dealership hours of operation
Mon - Sat 9:30 am - 7:00 pm
Sun Closed

Get Financed Below

At TOP SPEED AUTO SALES INC. our amazing team understands there are many factors that come into play when a creditor makes a decision on whether or not to give you a loan for purchasing a vehicle. The four top reasons are: Application Information, Credit History, Down Payment, and Vehicle Selection.

Application Information:

Information you provide such as employment, residence and income information will be used to determine how if at the moment you are able to afford the desired car loan.

Credit History:

While a credit score is a simple shorthand for your creditworthiness, a credit report is a more complete overview of your financial history, and it’s one of the major tools a lender uses in determining whether or not to give you credit.

Down Payment:

The amount of money you are putting toward the vehicle or the total value of your trade. Which will therefore result in a lower finance.

Vehicle Selection:

The year, cost, and the mileage on a vehicle.

Your budget is the most important thing when buying a car and getting approved for finance. This includes how much you make to how much you pay already in bills. Also, having a nice down payment will increase the chance of better rates and monthly payments.

Start Your Application

If you have any questions before proceeding, please feel free to give us a call at (844) 550-0249. We look forward to hearing from you!

    Apply for Credit For Page

    Contact Information

    All sensitive data is encrypted before transmission

    Previous Residence

    Employment Information

    All sensitive data is encrypted before transmission

    Previous Employment

    Banking Information

    All sensitive data is encrypted before transmission

    Co-Application Information

    All sensitive data is encrypted before transmission

    Co-Application Employment Information

    All sensitive data is encrypted before transmission

    Co-Application Previous Employment

    Important Privacy Information

    All sensitive data is encrypted before transmission

    Introduction

    As a valued customer, we want to ensure that your private information is kept private and only shared with those companies that are authorized by yourself or that are allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

    Collection of Information

    The purchase of a motor vehicle requires considerable accumulation of non-public personal information. For example, if we sell or lease you a vehicle—extending credit to you at your request—we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

    Some of the information we obtain from you may be required by provincial or federal agencies, such as the Department of Motor Vehicles or the Canada Revenue Agency. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver license or social security number.

    Protecting Your Information

    We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with provincial and federal law. We restrict access to non-public personal information about you to those employees and outside contractors who need to know the information to provide goods or services to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

    Information Sharing

    Unless we have indicated our desire to share your non-public personal information with non-affiliated third parties (by checking the box in the section below), we share information:

    • A) For everyday business purposes, such as to process transactions, maintain account(s), to respond to court orders and legal investigations, or to report to credit bureaus.
    • B) For the purposes of processing a sale or lease transaction at your request or authorization, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract, or verifying insurance coverage information
    • C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers, we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose for which it was disclosed.
    • D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company that we control, or any company under common control with us.

    Enter Your Initials In The Box Below